Whether you're seeking the highest interest rates, the most convenient online tools, or the fewest fees, take a look at Cashtelligent's Best Banks to find your best fit.

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  • 10% of bank’s earnings donated to charity
  • Deposits won’t fund fossil fuel exploration or production
  • No fees
  • Unlimited free ATM withdrawals
  • Up to 1.0% APY
Open an Account
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Axos Bank
  • Variety of checking options including the most popular Rewards Checking with a highly competitive APY (currently 1%)
  • No maintenance-fee checking
  • Unlimited ATM fee reimbursement on some accounts
Open Rewards Checking
Open Cashback Checking
Open High Yield Savings
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Bank Novo
  • Free business account at your fingertips
  • No hidden fees
  • Apply in minutes
  • Connect to business tools, send invoices, and get paid
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CIT Bank
  • Offering eChecking, Savings, Money Market, and CDs
  • eChecking with no monthly fees and ATM fee reimbursements
  • Savings with competitive interest rates and no maintenance fees
Open eChecking
Open Savings Connect
Get No-Penalty CD
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  • Send money to your kids with the tap of a button
  • Real-time notifications
  • Allowance on autopilot
  • Create chore lists and tie them to rewards
  • Greenlight Max teaches kids about money management with real money and real stocks
Get Debit Card for Kids
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The Best Banks Details

Best Bank for Making a Difference in the World: Aspiration

If you want to bank while making a difference, Aspiration is the bank for you. The bank donated 10 percent of its earnings to charity, and deposits won’t be directed toward fossil fuel exploration or production. In addition, you can earn up to 10 percent cash back on purchases made at companies such as TOMS, Warby Parker, and Blue Apron that are “doing the right thing” with their businesses. Plus, you have the option to plant a tree by rounding up your purchases. Aspiration offers a Pay What Is Fair option in which no fees are required and Aspiration Plus, in which you receive a higher rate of cash back on qualified purchases and carbon offsets for your gas purchases.

Best Bank for a Variety of Needs: Axos

What’s great about Axos Bank is that there are checking and savings accounts and personal loans for a range of needs. Axos’ Reward Checking is the most popular with zero fees, a user-friendly mobile app, and very competitive Annual Percentage Yield (APY). The Reward Checking also offers unlimited domestic ATM fee reimbursements, no maintenance fees, and no minimum balance requirements. In addition, Axos offers CashBack Checking providing one percent cash back and Golden Checking for those age 55 and older.

Axos' High Yield Savings Account and High Yield Money Market Account also have a competitive APY, no monthly maintenance fees, and no minimum balance requirements. The High Yield Savings Account offers a free ATM card. The High Yield Money Market Account provides check writing privileges and debit card transactions.

Best Bank for Businesses: Bank Novo

Bank Novo makes banking for your business convenient and powerful. To start with, applying for a Bank Novo Business Account takes minutes. Once you open an account, you are connected with the tools that you need such as sending and tracking invoices, getting paid, and sending payments. Novo Reserves allows you to earmark funds for taxes, profits, and payroll. Transfers from other bank accounts are free and easy, and you may deposit checks from your phone for free, too. Bank Novo is connected with business tools including Shopify, Stipe, Quickbooks, Slack, Zapier, Xero and Wise.

Best Bank for Flexible Saving: CIT Bank

The beauty of CIT Bank’s eChecking account is its simplicity. With no monthly fees, ATM fee reimbursements, and convenient online and mobile access, the eChecking account has all of the bells and whistles you’d expect.

The Savings Builder account encourages you to save each month by waiving the minimum balance of $25,000 if you make a deposit of at least $100 per month. The interest rate is competitive, and there are no account maintenance fees. Checks may be deposited via the mobile app. The Money Market account offers similar benefits as the Savings Builder account, although it may be opened with a $100 minimum opening deposit.

CIT Bank offers a number of CD options. A standout is the No-Penalty CD, which does not charge a penalty if you need to access funds before their date of maturity.

Best Bank for Teaching Kids about Financial Literacy: Greenlight

Greenlight offers benefits for both kids and parents. With the debit card, kids learn about money management while as parents you are able to send funds to your kids with a click of a button as well as provide rewards for chores and pay allowance. In addition, kids can learn about investing with Greenlight Max, which enables them to invest in real stocks.